Terms OF USE.

Agreement to Terms

This Creator Service Agreement and Terms of Service (the “Terms”) form a legally binding contract between you (“you,” “your,” or “Creator”) and Creator Labs AI LLC (“CreatorLabs.AI,” “we,” “us,” or “our”), the operator of the CreatorLabs service.

PLEASE READ THESE TERMS CAREFULLY. By creating an account, electronically signing your service agreement, connecting your OnlyFans account, or otherwise using the Service, you acknowledge that you have read, understood, and agree to be bound by these Terms and by our Privacy Policy at https://creator-labs.ai/privacy (together, the “Agreement”). If you do not agree, you do not have permission to use the Service.

These Terms contain a binding individual arbitration agreement* and a class-action waiver (Section 18), and authorize recurring automatic charges to your payment card (Section 9). These provisions affect your legal rights — please review them, and all other provisions of these Terms, before using our Services.

1. Definitions

• “Affiliate” means any person or entity that controls, is controlled by, or is under common control with CreatorLabs.AI LLC, including the Agency to the extent it participates in the joint venture operating the Service.
• “Service” means the CreatorLabs web application, the AutoPilot account-operation features, the website at https://creator-labs.ai/, and all related tools, dashboards, and support we provide.
• “AutoPilot” means our managed service that assists in operating certain functions associated with your OnlyFans account on your behalf, including direct messaging, pay-per-view (PPV) content bundling, mass campaigns, and configuration, with potential support from our staff.
• “Connected Account” means the OnlyFans account you authorize us to access and operate under these Terms by connecting that account to the Service during your sign-up process.
• “Service Summary” means the order/summary screen presented to you during onboarding and stored in your account and accessible at [link], which sets out the commercial terms specific to you — including your Revenue Share Rate, your activation date, your Agency, and the billing dates, together with a link to the then-current Fee Schedule. Your revenue tier and the corresponding Platform Fee are not fixed at signing; they are determined for each billing period under Section 9 and shown on your billing page on the Service (which you will be able to access after completing the onboarding process). The Service Summary is incorporated into and forms part of these Terms.
• “Fee Schedule” means our published, uniform schedule of Platform Fees by revenue tier, available at https://creator-labs.ai/#pricing, which generally is the same for all Creators. The Fee Schedule may be changed by CreatorLabs.AI at any time and without prior notice, by posting any changes to https://creator-labs.ai/#pricing.
• “Recurring Payment Authorization” means the Recurring Payment Authorization in favor of CreatorLabs.AI that you accept during the onboarding process.
• “Revenue Share Rate” means the Revenue Share percentage show in your Service Summary.
• “Creator Content” means any material you publish or make available through the Connected Account, including photos, videos, audio, text, and other content.
• “AI-Generated Revenue” means all revenue generated by the CreatorLabs.AI chat and communications services including but not limited to the following:
  • PPV (pay-per-view) content sales transacted through CreatorLabs.AI-driven chat; and
  • Tips received within CreatorLabs.AI-driven chat.

  AI-Generated Revenue does not currently include subscription revenue or any other revenue You generate without use of CreatorLabs.AI chat services.

• “AI Output” means messages, captions, content selections, and other material generated by our automated systems for or on behalf of your Connected Account.
• “Agency” means the referring agency or partner that invited you to the Service.
• “Fees” means the Platform Fee, the Revenue Share, and any other amounts payable by you under these Terms.

2. Who We Are and How to Contact Us

The Service is operated by Creator Labs AI LLC, a company formed under the laws of Delaware. You can reach us at [email protected]. Legal notices must be sent as described in Section 18. Creator Labs AI is not affiliated with OnlyFans, we are an independent technology and services provider.

3. Eligibility

You must be at least 18 years old (or the age of majority in your jurisdiction, if higher) to use the Service. By using the Service, you represent and warrant that: (a) you meet this age requirement; (b) you are the rightful holder of, and are authorized to delegate operation of, the Connected Account; (c) you have not previously been suspended or removed from the Service; and (d) your registration and use of the Service comply with all laws applicable to you and with OnlyFans’ terms of service. We may request identity and age verification at any time and may suspend access pending verification.

4. The Service and AutoPilot

CreatorLabs.AI provides a self-serve onboarding flow through which eligible Creators connect an OnlyFans account and engage AutoPilot to assist in operating certain functions associated with the Connected Account. Subject to your configuration choices and these Terms, AutoPilot may, on your behalf: send and respond to direct messages with fans; create content bundles using the Creator Content, price, and make the content available; run mass messaging and promotional campaigns; and manage related account settings. Our staff may support AutoPilot’s automated software functions in certain instances. We may modify, add, or discontinue features at any time, with or without notice.

CreatorLabs.AI is not affiliated with OnlyFans and we are not responsible for its service availability, policies, fees, payout timing, or any action it takes regarding your account. Your relationship with OnlyFans remains governed by OnlyFans’ own terms and conditions of service and any other agreement(s) between OnlyFans and yourself.

5. Account Registration and Security

You register using the email through which you were invited to join the Service, and you set a password. You are responsible for maintaining the confidentiality of your CreatorLabs credentials and for all activity under your account. Notify us immediately at [email protected] if you suspect unauthorized use. You agree that the information you provide is accurate, and that you will update that information as needed to keep it current and accurate at all times.

6. Authorization to Access and Operate Your Connected Account

This Section is central to the Service. By connecting your OnlyFans account, you expressly authorize CreatorLabs.AI and its operators to access, log in to, and operate your Connected Account on your behalf, including through automated systems and a secured/VPN connection, for the purposes described in Section 4. You acknowledge and agree that:

1. you are voluntarily providing your OnlyFans login credentials and granting us a limited power to act for your Connected Account solely to deliver the Service;
2. you remain the account holder and are responsible for the content posted to and conduct of your Connected Account, including all AI Output sent on your behalf;
3. you represent and warrant that your delegation of account operation to us, and our resulting activity, do not violate OnlyFans’s terms of service, and that you have authority to grant this access.
4. you may revoke this authorization at any time by canceling the Service (Section 10); revocation takes effect on the schedule described there and does not retroactively affect actions taken while it was in effect;
5. we are not liable for any suspension, restriction, shadow-banning, or termination of your Connected Account by OnlyFans, however arising.

7. Creator Content and Your Obligations

You agree to supply a steady flow of new content suitable for operation of your Connected Account; AutoPilot handles operational tasks but does not create your underlying creative content. With respect to all Creator Content, you represent and warrant that:

1. you own or have secured all rights, licenses, consents, and releases necessary for us and our systems to use, adapt, distribute, and transmit the Creator Content in operating your Connected Account;
2. every individual appearing in any Creator Content is at least 18 years old and has given prior, informed, written consent to its creation, use, and distribution, and you maintain records sufficient to prove this;
3. the Creator Content does not infringe any third-party right and does not violate any law or OnlyFans policy.

You agree to act as, or to designate and identify to us, the custodian of records for the Creator Content.

8. AI Configuration and AI Output

During onboarding you select an AI style and explicitness level (for example, PG-13 or NSFW) and provide creator context. You are responsible for your configuration choices. You acknowledge that AI Output is generated automatically and sent on your behalf, that it may be imperfect, and that, as between you and us, you own and are responsible for AI Output sent from your Connected Account. We do not warrant that AI Output will be accurate, appropriate in every instance, or error-free. You may adjust configuration through the dashboard; changes apply prospectively.

9. Fees, Billing, and Payment

Your use of the Service is subject to two charges. The amounts specific to you appear in your Service Summary and on your billing page.

(a) Platform Fee. A monthly fee determined by your revenue tier under the uniform, published Fee Schedule (the same schedule applies to all Creators; your tier is set by your prior month’s total revenue for your OnlyFans’ (including but not limited to AI-Generated Revenue). Your tier for a given month is the band into which your total revenue for the applicable measurement period (i.e., the prior month) falls. Your Platform Fee is not a fixed amount set at signing — the amount for each month is determined by applying the Fee Schedule to your measured revenue and is shown on your billing page and invoice for that month before it is charged. It is billed once per month on the 8th. Your first and final months are partial and prorated: for a partial month, your tier is determined from the revenue actually earned during that period, normalized to a 30-day equivalent (revenue ÷ days in the period × 30), and the fee for that tier is then multiplied by (days in the period ÷ actual days in that month). Because no revenue history exists when you onboard, your first tier and fee are set this way once your initial-period revenue is measured. The Fee Schedule is available at https://creator-labs.ai/.

(b) Revenue Share. A percentage of your AI-Generated Revenue, billed weekly on Mondays. Each weekly bill settles a complete, fully-unlocked 7-day window — specifically the 7 days falling between 14 and 7 days before the billing Monday — so that the underlying OnlyFans earnings are fully unlocked and not subject to fan refunds at the time of billing. Your Revenue Share Rate is the standard rate for your referring Agency, may be individually adjusted for you, is fixed at your activation date, and is locked for the term of this Agreement. Your Revenue Share Rate is listed in your Service Summary. We will track AI-Generated Revenue and base the Revenue Share for each weekly billing period on the amount of AI-Generated Revenue we record for that week. The first Revenue Share bill issued at least 7 days after activation settles all amounts accrued since activation.

(c) Card verification; no deposit. No deposit is ever required or collected. At onboarding, we place a $0.02 (USD) verification charge solely to confirm your card and authorize future billing; this is a verification authorization, not a deposit, and is recorded in your payment log.

(d) Automatic payment (auto-debit) and manual fallback. You authorize CreatorLabs.AI and its payment processor to automatically charge your card on file for all Fees as they come due, on a recurring basis, until you cancel. If an automatic charge fails, we will notify you and you must promptly pay the outstanding amount manually through the billing page. A failed automatic charge does not waive the amount owed. You authorize CreatorLabs.AI and its payment processor to automatically charge your card on file on a recurring basis, as further set forth in the Recurring Payment Authorization.

(e) Term; recurring billing; cancellation. The Service is month-to-month and renews automatically each cycle until cancelled. You may cancel at any time as described in Section 10.

(f) Taxes. Fees are exclusive of taxes. You are responsible for all applicable taxes other than taxes on our net income, and we may collect taxes for which you are responsible where required.

(g) Billing currency. All Fees are charged in USD.

(h) Disputes about charges. Notify us at [email protected] within 30 days of a charge you believe is incorrect; otherwise the charge is deemed accepted, to the extent permitted by law.

10. Past-Due Accounts, Suspension, Cancellation, and Termination

(a) Past-due escalation. If a Fee is not paid when due (including after a failed auto-charge), the following applies to the corresponding Connected Account, with email notice at each stage:

(b) Restart after full shutdown. To restart after a Day-7 full shutdown, you must pay all unpaid Fees in full and complete (and bear the cost of) re-onboarding within 7 days of the full shutdown.

(c) Cancellation by you. You may cancel at any time from your billing settings. Upon cancellation, the data/sync service for your Connected Account is paused. A final bill covering all Platform Fees and Revenue Share accrued up to that date is issued on the following Monday. There is no proration credit for the cancellation month other than as stated. Because no deposit is collected, no deposit refund applies.

(d) Termination/suspension by us. We may suspend or terminate your access immediately, with or without notice, if we believe you have breached the Agreement, if your use creates legal or reputational risk, if OnlyFans restricts the Connected Account, or for non-payment. Sections that by their nature should survive (including Sections 7–9, 11–20 and 22) survive termination.

11. Prohibited Conduct

You agree not to, and not to assist or permit anyone to:

1. use the Service for any unlawful purpose or in violation of any law or of OnlyFans’s terms;
2. provide, or cause to be sent, any content that depicts or references any person under 18; that is non-consensual; or that involves any category prohibited by OnlyFans or by law (including content involving minors, lack of consent, trafficking, bestiality, or other illegal content);
3. infringe or misappropriate any third party’s intellectual property, privacy, or publicity rights;
4. provide credentials you are not authorized to share, or use the Service to gain unauthorized access to any account or system;
5. reverse engineer, scrape, or interfere with the Service, or introduce malicious code;
6. impersonate any person or misrepresent your affiliation, age, or identity; or
7. use the Service to send unlawful, deceptive, or non-compliant communications (see Section 12).

Our website and Services and any content we provide may not be copied, reproduced, modified, republished, uploaded, posted, transmitted or distributed without the express written permission of CreatorLabs.AI, except that you may download, display and print one copy of the materials presented in the Services on a single computer for your personal, non-commercial use only. “Deep-linking,” “embedding” or using analogous technology is strictly prohibited unless specifically authorized in writing. You agree that you will not use any device, software or other instrumentality to interfere or attempt to interfere with the proper working of the Services, and that you will not take any action that imposes an unreasonable or disproportionately large load on our infrastructure. In addition, you may not use any robot, spider, other automatic device, or manual process to monitor, copy or scrape any of our web pages or the content contained herein, without the prior express written consent from an authorized executive of CreatorLabs.AI (such consent is deemed given for standard search engine technology employed by internet search websites to direct internet users to our website).

12. Messaging Compliance

Because AutoPilot sends communications on your behalf, you and we will operate the Service in a manner intended to comply with applicable messaging and consumer-protection laws.

13. Intellectual Property

(a) Our materials. The Service, including its software, interfaces, and branding, is owned by CreatorLabs.AI LLC or its licensors and protected by law. We grant you a limited, revocable, non-exclusive, non-transferable license to use the Service for its intended purpose. All rights not expressly granted are reserved.

(b) Your content license to us. You grant us a worldwide, non-exclusive, royalty-free, sublicensable license to host, reproduce, adapt, transmit, and display Creator Content and AI Output solely as necessary to operate, maintain, and improve the Service and to operate your Connected Account. We will not sell your Creator Content.

(c) Feedback. If you provide suggestions or feedback, you grant us a perpetual, irrevocable, royalty-free right to use it without restriction.

14. Copyright Complaints (DMCA)

We respond to notices of alleged copyright infringement under the US Digital Millennium Copyright Act. Send notices and counter-notices to our designated agent at [email protected]. We may remove content and terminate repeat infringers.

15. Privacy

Your use of the Service is subject to our Privacy Policy at https://creator-labs.ai/privacy, which describes how we collect, use, and protect personal information, including OnlyFans credentials and account data.

16. Disclaimers; No Earnings Guarantee

THE SERVICE AND ALL CONTENT ARE PROVIDED “AS IS” AND “AS AVAILABLE,” WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, TITLE, CUSTOM, TRADE, QUIET ENJOYMENT, SYSTEM INTEGRATION, AND FREEDOM FROM COMPUTER VIRUS, TO THE MAXIMUM EXTENT PERMITTED BY LAW. WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, SECURE, OR ERROR-FREE. WE MAKE NO PROMISE OR GUARANTEE THAT YOU WILL EARN ANY PARTICULAR AMOUNT, OR ANY AMOUNT, FROM USE OF THE SERVICE. Any revenue figures or projections shown on or through the Service are illustrative only. Some jurisdictions do not allow certain warranty exclusions, so some of the above may not apply to you.

CreatorLabs.AI may provide links from the Services to other websites or services for your information and convenience. CreatorLabs.AI does not assume any responsibility or liability with respect to any website linked from the Services (or any website linking to any of our website), including its content and operation. CreatorLabs.AI does not review or monitor such links. A link from any of our website to another website (or a link from another website to any of the Services) does not constitute a referral, endorsement, approval, advertising, offer or solicitation with respect to such website, its contents, or any products or services advertised or distributed through that website. While the Services may contain “links” to other sites, we are not responsible for the content or the privacy practices employed by other sites.

17. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, CreatorLabs.AI AND ITS AFFILIATES WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR FOR LOST PROFITS, GOODWILL, OR DATA, ARISING OUT OF OR RELATING TO THE SERVICE, INCLUDING ANY ACTION TAKEN BY ONLYFANS REGARDING YOUR CONNECTED ACCOUNT. OUR AGGREGATE LIABILITY FOR ALL CLAIMS IS LIMITED TO THE GREATER OF THE TOTAL FEES YOU PAID US IN THE 3 MONTHS BEFORE THE EVENT GIVING RISE TO THE CLAIM, OR USD $2,000; PROVIDED, HOWEVER, THIS PROVISION WILL NOT APPLY IF A COURT OR TRIBUNAL WITH APPLICABLE JURISDICTION FINDS SUCH TO BE UNCONSCIONABLE. YOU AND WE AGREE THAT THE EXCLUSIONS OF REMEDIES AND LIMITATIONS SPECIFIED IN THIS SECTION ARE ESSENTIAL TERMS, WITHOUT WHICH THE SERVICES WOULD NOT BE OFFERED, ARE A REASONABLE ALLOCATION OF RISK AND APPLY REGARDLESS OF THE FORM OF ACTION, WHETHER IN CONTRACT, TORT (INCLUDING NEGLIGENCE), STRICT LIABILITY, OR OTHERWISE, AND APPLY EVEN IF ANY LIMITED REMEDY SPECIFIED IN THIS AGREEMENT IS FOUND TO HAVE FAILED OF ITS ESSENTIAL PURPOSE.

TO THE EXTENT THE ABOVE LIMITATION OF LIABILITY IS RESTRICTED UNDER LAW, THE ABOVE LIMITATIONS SHALL BE APPLIED TO THE MAXIMUM EXTENT PERMITTED UNDER SUCH LAW.

18. Dispute Resolution; Binding Arbitration; Class-Action Waiver

PLEASE READ THIS SECTION CAREFULLY — IT AFFECTS YOUR RIGHTS.

(a) Informal resolution. Before starting arbitration, the parties will try to resolve any dispute informally for at least 30 days after written notice. Your notice must be sent to [email protected] (Attn: Legal) and include your name, contact information, a description of the dispute, and the relief sought (“Claim Notice”); we will send ours to your account email. Both you and WE agree that the dispute resolution procedure is a condition precedent which must be satisfied prior to initiating any arbitration or filing any claim against the other party. You may request arbitration if your claim or dispute cannot be resolved within 60 days from the date we receive the Claim Notice.

(b) Binding arbitration.

To the extent you cannot resolve any dispute through the informal dispute resolution procedure described above, a dispute shall be resolved through binding individual arbitration. You agree that the arbitration of any dispute or claim shall be conducted in accordance with the Commercial Rules of the American Arbitration Association ("AAA"), as modified by these Terms. The AAA Rules and information about arbitration and fees are available online at www.adr.org or by calling the AAA at (800) 778-7879. You and CreatorLabs.AI agree that these Terms evidence a transaction in interstate commerce and that this arbitration provision will be interpreted and enforced in accordance with the U.S. Federal Arbitration Act and federal arbitration law, and will not be governed by state law. The seat, or legal place, of any arbitration will be in Wilmington, Delaware but hearings may be held in a reasonably convenient location in the jurisdiction in which you reside or at another mutually agreed location. The arbitration will be conducted in the English language. An arbitrator may award on an individual basis any relief that would be available in a court, including injunctive or declaratory relief to the extent required to satisfy your individual claim, and must follow and enforce these Terms as a court would. Any arbitration shall be confidential, and neither you nor we may disclose the existence, content or results of any arbitration, except as may be required by law or for purposes of enforcement of the arbitration award. Judgment on any arbitration award may be entered in any court having proper jurisdiction.

(c) Cost of arbitration. Payment of all filing, administration and arbitrator fees will be governed by AAA Rules. Each party will bear the filing fees, fees and expense of its own attorneys, experts, witnesses and preparation and presentation of evidence at the arbitration. However, for claims under USD $10,000 as to which you provided notice and negotiated in good faith as required above before initiating arbitration, if the arbitrator finds you are the prevailing party in the arbitration, you will be entitled to a recovery of reasonable attorneys’ fees and costs. Except for claims determined to be frivolous, bad faith or with an improper purpose, we agree not to seek an award of attorneys’ fees in arbitration even if an award is otherwise available under applicable law.

(d) Class-action waiver and jury waiver. Claims may be brought only in your or our individual capacity, and not as a plaintiff or class member in any class, collective, or representative proceeding. The arbitrator may not consolidate claims. If this waiver is found unenforceable, the rest of this Section 18 is void as to claims subject to the unenforceable portion. You further understand that by agreeing to these Terms, you expressly waive your right to a jury trial, to participate in or bring class, collective, or mass action, private attorney general action, or any other proceeding brought against us by someone else.

(e) Opt-out. You may opt out of this arbitration agreement by notifying [email protected] within 30 days of first accepting these Terms.

19. Relationship

Your use of any of the Services is independent of CreatorLabs.AI, and not as an employee, agent, partner, or joint venturer with CreatorLabs.AI for any purpose.

20. Governing Law

The Agreement is governed by the laws of Delaware, without regard to conflict-of-laws rules, and (for arbitrability) the US Federal Arbitration Act. Subject to Section 18, the state and federal courts located in Delaware have exclusive jurisdiction over matters not subject to arbitration. The UN Convention on Contracts for the International Sale of Goods does not apply.

21. Changes to These Terms

We may update these Terms. For material changes, we will notify you by email or in-app and the changes take effect 10 days after notice; we will not enforce material changes against you without your continued use or, where required, your express agreement. Changes required by law or to address security/fraud risks may take effect sooner. If you do not agree to a change, you must stop using the Service and may cancel under Section 10.

22. General

(a) Electronic signature & communications (E-SIGN). You consent to transact electronically and agree that your electronic acceptance and signature at onboarding have the same legal effect as a handwritten signature. You agree we may send all communications electronically.

(b) Assignment. You may not assign, convey, subcontract or delegate your rights, duties or obligations without our written consent; we may assign our rights, duties or obligations, including to an Affiliate or in connection with a merger or sale.

(c) Severability & waiver. If any provision is unenforceable, the rest remains in effect; our failure to enforce a provision is not a waiver. To the extent not prohibited by applicable law, you agree to waive, and you hereby waive, any applicable statutory and common law that may permit a contract to be construed against its drafter. Wherever the word “including” is used in these Terms or any applicable Additional Terms, the word will be deemed to mean “including, without limitation.” The summaries of provisions and section headings are provided for convenience only and shall not limit the full Terms.

(d) Entire agreement; order of precedence. The Agreement (these Terms, the Service Summary, the Fee Schedule, the Recurring Payment Authorization and the Privacy Policy) is the entire agreement between you and us regarding the Service and supersedes prior understandings or agreements (whether oral or written) regarding the subject matter. If there is a conflict, the commercial figures in your Service Summary control as to those figures (rate, fee, dates); these Terms control in all other respects.

(e) Export controls. Software related to or made available by the Services may be subject to export controls of the U.S.A. that prohibit software from the Service from being downloaded, exported, or re-exported (i) into (or to a national or resident of) any country or other jurisdiction to which the U.S.A. has embargoed (e.g. Cuba, North Korea, Iran, Sudan, and Syria), or (ii) to anyone on the U.S. Treasury Department’s list of Specially Designated Nationals or the U.S. Commerce Department’s Table of Deny Orders, or (iii) to anyone on the U.S. Department of Commerce’s Bureau of Industry and Security Entities List as published in the Export Administration Regulations. You are responsible for complying with all applicable trade regulations and laws both foreign and domestic. Except as authorized by U.S law, you agree and warrant not to export or re-export the software to any county, or to any person, entity, or end-user subject to U.S. export controls or sanctions, including, without limitation, as set forth in subsections (i) – (iii) above.

22. Contact

Questions about these Terms: [email protected]. Legal notices: [email protected].